Terms and Conditions
Privacy Disclosure Statement & Consent
Overview
PRIVACY ACT 2020 DECLARATION (amended): Credit One is committed to protecting your privacy and maintaining security of the information you provide to us. We abide by the laws relating to privacy and safeguarding of information.
PRIVACY ACT 2020 - ACKNOWLEDGEMENT AND AUTHORISATION (amended):
You authorise Credit One Limited to send this application to any third party (the Finance Company) and agree that either Credit One Limited or the Finance Company may do the following:
- You understand that Credit One Limited/the Finance Company is asking for personal information about you to use Veda or Centrix credit report service to credit check you and that Veda or Centrix will give us personal information about you.
- You understand that we will give your personal information to Veda or Centrix and they will hold that information and use it to provide their credit reporting service.
- You understand that when other Veda or Centrix customers use the Veda or Centrix credit reporting service, Veda or Centrix may give that information to the.
- You understand that we may use Veda or Centrix's credit reporting services in the future for purposes related to the provision of credit to me. This may include use of Veda or Centrix's monitoring services to include updates if information about you changes.
- You understand that if you default in your payment obligations to us, information about that default may be given to Veda or Centrix and they may give that information about your default to other Veda or Centrix customers.
We collect personal information from you, including information about your:
- name
- contact information
- location
- interactions with us
- billing or purchase information
- financial information
In accordance and support of CCCFA we will require confirmation of income and expenditure listed on this form.
We collect your personal information in order to:
- financing and marketing purposes
You have the right to ask for a copy of any personal information we hold about you, and to ask for it to be corrected if you think it is wrong. If you’d like to ask for a copy of your information, or to have it corrected, please contact us at or , or PO Box 11063 Ellerslie, Auckland 1542.
Pursuant to the Privacy Act 2020, I authorise Credit One Limited to or the Finance Company to contact Veda or Centrix, Credit Providers, Finance Companies, my Employer, Landlord, Accountant, Bank, Solicitor or any other source including Government agencies, to obtain, check and exchange (both now and in subsequent applications) the protection and administration of any loan arising out of this application (both now and in the future) and to assist in the enforcement of any agreement between me and Credit One Limited or the Finance Company. I understand I have the right to know who is collecting and holding information and also the right to have access to it and correct it if it is wrong.
The contact details for Credit One Limited, Veda or Centrix or Centrix and Centrix are as follows:
Credit One, PO Box 11063, Ellerslie Auckland 1542.
Phone: 0800 300 500
www.creditone.co.nz
Equifax, Private Bag 92156, Auckland.
Phone: 0800 698 332 (NZ residents only)
Phone: +64 09 367 6200 (overseas residents)
www.mycreditfile.co.nz
Email: publicaccess.nz@equifax.com
Centrix, PO Box 62512, Greenlane, Auckland 1546.
Phone: 0800 236 874 (NZ residents only)
Phone: +64 800 236 874 (overseas residents)
mycreditreport@centrix.co.nz
Email: admin@centrix.co.nz
I/We confirm that we are no less than 18 years of age and I/We are not an undischarged bankrupt. I/We confirm that we have disclosed any other names that I/We are known by.
I/We also confirm that all information I/We provide is accurate, up-to-date, complete, relevant and not misleading. I/We certify as the Applicant(s) that I/We have read and understood the provisions contained in this Application.